How PayShards works
PayShards is a shared credits balance. Top up once, then spend your shards across any app or service that accepts PayShards.
1. Buy shards
Pick a pack and pay with your card. 100 shards = $1. Your balance updates the moment the payment confirms. Card payments are handled by our payment processor — PayShards never stores your card details.
2. Spend across partners
Apps that integrate PayShards (our “partners”) deduct shards from your balance when you use a paid feature. You sign in once; the same balance works everywhere.
3. One ledger, always reconciled
Every top-up, spend, and refund is recorded as a ledger entry. Your balance is the single source of truth, so what you see is always what you have.
Refunds
Partners can reverse a charge back to your balance. See our refund policy for details.